PROPERTY

Our network includes specialized coverage as well as protection that encompasses homeowners loss, property loss, and damage caused by covered peril such as fire or explosion. We have both Standard and Excess and Surplus markets that entertain coastal risks. We also write the Flood and Wind in-house.

Market Highlights:

• Available in all 50 states, Puerto Rico, US Virgin Islands and Canada
• Replacement cost valuation
• AOP Deductibles as low as $1,000
• No minimum premium
• No maximum TIV
• Full boiler and machinery coverage
• Coverage for wind, earthquake, flood, contingent business income, mold, and terrorism available

Target Appetite:

• All Constructions
• Commercial properties - including office, warehouse and shopping centers
• Habitational properties - including apartments, condominiums and co-ops
• Excess Flood Coverage Available
• Wind/Hail & Name Storm Coverage Available
• We write NCIP and Excess of NCIP

APARTMENT PROGRAM FOR NEW YORK STATE

Target Appetite:

• Apartment Buildings: NY Only
• Apartment Buildings with or without swimming pools
• 6 or more units per building
• No basement occupancy (unless the city has issued a Certificate of Occupancy and a secondary means of egress)

COASTAL PROPERTY

We can provide coverage for Coastal Property. Any property within five miles of a large body of water may be considered “coastal.”

Market Highlights:

• “A” Rated Carriers
• As close as 1,500 feet to water
• Deductibles as low as 1% TIV
• Limits up to $15M (higher limits available)
• Flood and Excess Flood available

Target Appetite:

• Apartments/Condominiums
• Hotels/Motels
• Offices
• Shopping Centers/Retail

HABITATIONAL

Large residential and commercial dwellings that include condominiums, apartment complexes, multi-family occupancy, hotels, and family homes.

Market Highlights:

• Admitted and Non-Admitted Carriers
• Monoline Lead & Mold Coverage
• General Liability, Property, Umbrella and Excess
• BOPs, Packages, and Monoline Coverage

Target Appetite:

• 1-4 Family Risks
• Large, multi-unit risks
• Multi-state schedules